AI Financial Intermediation Shift: Habit Factory Says 3 Hours Can Become 1 Second at KIW 2026

Habit Factory CEO Jung Yun-ho said on May 15, 2026, during the fourth day of Korea Investment Week 2026 at The Shilla Seoul in Jangchung-dong, that AI could change the structure of the financial intermediation market. Habit Factory is an AI fintech company using systems trained on MyData and 300,000 insurance policy terms. The company presented AI as a way to raise adviser productivity tenfold and reduce work that once took three hours to about one second. It is also moving beyond Korea’s insurance market and targeting the U.S. mortgage market. According to hankyung.com, Jung said the company is using AI to make offline-centered legacy financial brokerage more efficient.